Monday, December 28, 2009

Tax deduction for freelance web designer


Tax deduction for freelance web designer?
I have a full time job, and I also did a freelance web design job last year, and received a 1099 from my client. Well, I bought some computer equipments last year, can I deduct any tax from this freelance job? Thx.
United States - 2 Answers
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1 :
Yes, I would.
2 :
If you bought them for use in your business and don't use them for personal reasons, you should be able to deduct them as a legitimate business expense. You'll need to fill out a Schedule C to go along with your 1040.



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Thursday, December 24, 2009

If I do a job for $500 and the company sends me a 1099 form, do I need to claim this money on my tax return

If I do a job for $500 and the company sends me a 1099 form, do I need to claim this money on my tax return?
I am considering taking a freelance job (one time) and the company will send out a 1099 form. Do I need to put this on my taxes if it is below the $600 requirement? If I do claim it, will I be taxed a lot on it? If I will be taxed too much then the job becomes not worth the amount of money I would be left with. Will I need to make a tax payment before April or should such a low amount just equal out with my tax returns?
United States - 9 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You'll have to add it to your end-of-year tax return because the company will be adding it to theirs and if the IRS checks both returns and you don't claim it, you could get audited. You can get a booklet from your local IRS office to find out how much tax you'll be paying on it. You can call your state's tax office or look them up online to find out what the state tax percentage is for your area. If you have questions about self-employment (since you really aren't setting up a self-business, then call the local IRS office).
2 :
your suppose to, doesn't mean you have to
3 :
Yes, you MUST claim the income. Yes, it's taxable income. You'll pay both income and self-employment taxes on it. You may not have to make any estimated tax payments on a single $500 job but the actual tax will depend upon your marginal tax rate. The $600 requirement is for the filling of the Form 1099. At $600 they are mandatory. At less than $600, they're optional.
4 :
Technically, you are supposed to pay taxes on any money you earn.
5 :
It needs to be mixed in with your total earnings for the year. Most states and Federal, that limit of reporting on a 1099 is $500 on the employer side. Even if it was under that limit, it would be your responsibility to add it into your total earnings. No taxes are withheld from the pay, so it will feel like you are paying a lot of taxes on the money. However, it will be about the same as if it was withheld from your pay at the time of payment. The amount will all depend on how much money you have earned from other jobs. With only about $600, you should not need to make a quarterly payment for taxes, unless you have other 1099s coming for the year.
6 :
Go to your nearest IRS office and ask these questions.
7 :
You will need to claim it if all of the jobs you do for all different companies exceeds $600. If it is the only side job you are doing, then you will not hit the limit and do not need to claim it.
8 :
Yes you do, actually whether they send you a 1099 or not, it's still taxable. The limit by the way is $400, not $600, where you have to report it and pay taxes. And even that's only if it's your total income for the year. If you have other income and are filing anyway, you'd be required to report it even if it was only $1. The $600 limit you're thinking of is the point at which the company is required to send you a 1099. But even if they don't, it's still taxable. You'll owe self-employment tax on your net from the freelance job of 15.3%, plus any income tax that you owe. For that amount, you won't have to make quarterly payments.
9 :
If you have little or no other taxable income, and your net income from this job is under $400, you are not required to file a tax return or pay any taxes. Otherwise, you are required to file a tax return and pay taxes even if this is your only income. The following assumes you are required to file a tax return. Your net income from this job is what will be taxed. You can subtract all expenses related to generating this income, including travel to the work site, equipment, and supplies. If your net income is under $400, you will owe only income tax on this income. If your net income is $400 or over, you will owe both income tax as well as Social Security and Medicare taxes. If your total income subject to SS is under $97,500, you will pay about 15% Social Security and Medicare taxes on the net self-employment income. If your total income subject to SS is $97,500 or more, you will pay only the Medicare taxes of 2.9%. The Social Security and Medicare taxes are in addition to income tax. Best case: No taxes owed if your net is under $400 and you have little other taxable income. Worst case: About 40% federal taxes owed, including income, SS and Medicare



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Sunday, December 20, 2009

If I work as a freelancer will I still be eligible for unemployment from previous job after my temp job ends

If I work as a freelancer will I still be eligible for unemployment from previous job after my temp job ends?
I am currently receiving unemployment from a previous job and might have the opportunity to work for 3-4 weeks in a freelance/temporary role at a new company. I realize that during my 3-4 weeks at the freelance job that my wages will count against that week's unemployment benefits. After I finish with my temp job, will I still be able to receive unemployment?

United States - 3 Answers
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1 :
That "freelance" job makes you self-employed. You probably will no longer be eligible for unemployment. Be careful and thoroughly review the unemployment regulations for your state, or you could end up with some serious problems here.
2 :
Yes, assuming 1) Your claim has not expired 2) The freelance job ends because all of the work is complete (you are not fired for misconduct and you do not quit) 3) You have not exhaust all of the unemployment benefits.
3 :
Shouldn't be a problem as long as you still have time left on the claim



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Wednesday, December 16, 2009

How can I get a job as a freelance photographer

How can I get a job as a freelance photographer?

Photography - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You don't get a job as a freelancer. You take pictures, then you go sell them to magazines, calendar companies, etc. When you get good enough, they might put you on a contract to provide x amount of photos in a certain time period. that's it.
2 :
First off, take pictures that people want. there are books on photography guidlines at your local bookstore. Commercial: Get a portfolio together. Choose 2 of your best pictures that reflect your style and intrest and have them made into postcards or mailers. Send 1 to every magazine and publisher you feel uses those kind of shots. They will contact you if they like your style and quality Stock: Easy. Get a bunch of good pictures and submit them to stock photo web sites. Wedding: See if you can get on board with a wedding photographer in your area so you can get a wedding photo portfolio. then get a web sites and get out on your own. After you get some work published, by a copy of the magazine and tear out the page your picture is used on and make copies to send to more customers. The rest you learn on the way.
3 :
That's self employment, it's not a job. You have to create it. First make a list of every possible client - magazines, newspapers, calendar publishers, whatever. Then contact them and ask how to submit photos for publication and payment. You might want to see a lawyer to help you get a sample contract letter made up so you don't get beat our of your fees. Keep trying and don't get discouraged. If one won't buy it, maybe another one will.
4 :
Go to www.craigslist.com and post in your area for free - people are waiting for your services, right now. Good luck with that


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Saturday, December 12, 2009

Where do freelance graphic designers get the images they would use for a job


Where do freelance graphic designers get the images they would use for a job?
I need a banner made for a website, and I am looking to find free images. Do these exist? Where? Do you do graphic design?
Drawing & Illustration - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Personally... I'd create them.
2 :
Freelance graphic designers either shoot their own photos, or pay for stock photography. Stock photography is very expensive (as photographers need to earn a living also), but istockphoto.com is the cheapest that I know of. There is no 'free" place that i know of..and most likely doesn't exist. Using free images from the internet thru an internet search is unethical, and its plagerism. Proffesional graphic designers do not do this. Imagine if somebody uses your work of art without your permission...how would you feel. So avoid using any free images, unless if you get permission to use it. Hope this helps..good luck
3 :
For free source photos I use www.morguefile.com. Make sure to read the releases on each image, but most should be fine. Also for cheap images that are pretty darn good I love istockphoto.com. Most images on there run anywhere from $1 to $10. And most of them are as good as the $500 images you see on creatas and gettyimages. Good luck!
4 :
When a client can afford the service, I'd much prefer creating the image for myself, either, in illustration form, or to go out and photograph the subject, myself. If not, there are lots of photographic sources such as several stock photo services, but these are rather expensive, especially for high resolution photos. The quality of these are usually very excellent. There are also many stock photo discs for sale at many office and computer supply stores, but the more affordable, such as the Corel collections are not of the best quality. I probably have a half dozen stock photo discs on my shelves. For illustrations, there are, literally dozens of clip art collections on the racks, with each carrying as many as 20 or thirty thousand images. These discs are, either cheap or expensive, the main differences being in quality and in the quantity of images. I have about a dozen of these discs available. At the lower, and "free" end, there are hundreds of free clip art sites, but there are several problems with these. One, is that they are usually of very low resolution, so cannot be scaled up to a decent size for printing. Some of these, however are very good illustrations, which leads me to the other, very important issue with these sites. Many images I have noticed are clearly copyright infringements. I am positive, for instance, that Disney and Warner Brothers have not licensed these sites to distribute their images to the public. If they,(or you) are caught, using these clips, those companies have been known to prosecute, heavily, copyright pirates. Even if the images are not owned by someone with the wherewithal to chase down these pirates, it is still disrespectfull for designers to use these stolen images in their work. I go to these sites, on occasion, to see if any of my images have been stolen. So far, I have not found any, but I continue to be vigilant. Just take care.



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Tuesday, December 8, 2009

How hard is to find some freelance web development jobs

How hard is to find some freelance web development jobs?
I would like to know how hard is to find some 100% Freelance jobs (contracts) as Web Designers and Web Devlopers. Please let me know about your experiences , also let me know if that freelancing thing is worth or not? Beginner or experienced developers would be welcome. Thanks
Programming & Design - 2 Answers
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1 :
It's worth it if you don't plan on giving up your day job for a couple of years - it takes at least that long (probably a bit longer now) to get well-enough established that it can pay the bills. Is it worth it? You meet some nice people, get to travel on the company dime, and you can make a living in the worst of times. In the best of times you'll either hire people or refuse work. (I just set my price high enough, in good times, that I only have as much work left as I can handle.)
2 :
I found it easy though, just browse through some freelance job websites like LimeExchange.com, Elance.com and Rentacoder.com and post your profile. You will easily get some great projects from the buyers sitting in different parts of the world. These websites offer secure way of outsourcing your work; they provide milestone based payments by which you can instantly get money after releasing deliverables. As a freelancer, I believe it is always good to work via these platforms as they help execute projects seamlessly and avoid unnecessary confusion as well



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Friday, December 4, 2009

What are some good (free) online resources for finding freelance writing jobs


What are some good (free) online resources for finding freelance writing jobs?
I all ready visit Writersrow.Com on a daily basis for freelance writing job leads, which often leads me to Craigslist.Org postings, but I am wondering if anyone in the Yahoo! Answers community knows of other sites that I can visit that don't require I be a member or subscribe to a service to contact people. I also try looking at MySpace Classifieds, my local online classifieds, Monster.Com, etc, but I'm usually disappointed with my results. What I'm looking for are the more "underground" websites - nothing main stream, that are safe and reliable sources for me to find freelance work. Because I refuse to work for a paycheck and I refuse to give up half my paycheck to put gas in a car that I, honestly, don't have. :) Thanks for your help!
Other - Business & Finance - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Many online magazines look for freelance writers. The hard part of the deal is that you will initially work for nothing, in hopes that you can or will eventually be hired on as a freatured columnist. My suggestion would be to research what online magazines interest you and contact the editors from there. Have samples of your work attached and treat it like a "real" job. When they see you're serious, and you get a few things published from there, you'll have a better looking resume and at least some experience. Good luck!
2 :
Here are some great ones: www.associatedcontent.com www.constant-content.com www.elance.com www.freelance.com www.freelance.org These are the best of the best for writers!
3 :
here are some search results for"freelance writing jobs" http://www.yabloog.com/world_music_radio_stations.html
4 :
Depending on your righting style and other obvious factors Sean Seger a fellow business coach has expressed interest in locating a skilled freelance writer, if you have a resume and/or sample of your work email him at Seger@businessmodelsolutions.com
5 :
Head on to www.jobzonline.blogspot.com and check the articles for people looking for freelance writing work
6 :
www.associatedcontent.com It's free and they have a great community of content producers to suppport you
7 :
If you want to make money online, go for freelancing jobs. The Internet has opened up many freelance opportunities, expanding markets and helping to build it into one of the largest economic segments for many economies. You dont need to pay to get the job. Development for freelancing has been especially high for software development, website design, information technology, and business documentation. Freelance practice varies greatly. Some require clients to sign written contracts<!--while others may perform work based on verbal agreements, perhaps enforceable through the very nature of the work. Some freelancers may provide written estimates of work and request deposits from clients. Get more information on the website. You can almost find any freelance job you want. http://freelancejobs.awardspace.com/ Payment for freelance work also varies greatly. Freelancers may charge by the day or hour, or on a per-project basis. Instead of a flat rate or fee, some consultants have adopted a value-based pricing method-->based on the perceived value of the results to the client. By custom, payment arrangements may be upfront, percentage upfront, or upon completion. For more complex projects, a contract may set a payment schedule based on milestones or outcomes



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Tuesday, December 1, 2009

Will I win this small claim, customer refuses to pay me for freelance job

Will I win this small claim, customer refuses to pay me for freelance job?
I am a graphic designer. I accepted a freelance contract to put together a publication for small publishing company for $1500 (worth 3k industry standard but I needed the money). I had them sign a simple contract. They failed to fulfill several of the agreements. They were late in paying the "starting fee". The duration to complete the project was reduced. They were terribly disorganized and unprofessional, sending me material up to the night of the deadline, never providing a proper master list etc. They had me ship directly to printer without reviewing/approving it themselves (despite my recommendation). As a result, 1 editorial was omitted that I had received and should have included. I was notified of this after sending the first 30 days past due billing notice. I responded at that time, explaining what must have happened and apologizing. Now after more than 60 days past due they have failed to pay and demand I discount my price. I feel that they were equally responsible for the error, and I fulfilled my obligations under the contract. I completed the job as agreed even with the reduced deadline. There were no specifics on accuracy/quality etc. If I go to small claims what are my chances of winning? I've been told by the better business bureau that I met my obligation, despite the omission (since there was nothing in the contract) but I'm worried this will get dragged out and I'll never get my money. I can't afford an attorney. Does anyone know of free legal resources (online or otherwise) that can help small business owners? The contract was simple but clearly stated the job to be delivered, the ship deadline, the date(s) payment(s) were due. No specifics on what was to be included in the publication or who was responsible for editing. I know this guy (also a small biz) is struggling financially because he mentioned it during the project. Now he is trying to blame me for loosing this customer.
Small Business - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
If I were you, I would negotiate with them on their offer to reduce the price and get this over with, and chalk it up to "lesson learned" because to pursue this is small claims court would cost you more in time and money than what they owe you...do the math... Your time is worth money...when you do the math, you'll see that the best thing to do is try to be reasonable (even if you don't feel it) and get them to pay you by reducing the price...you've already lost too much in this situation, so let's not throw good money after bad... That's what I would do...if I were you...(Son of an Attorney...that would be his recommendation...) (Also: Don't ever let the customer or client see you act angry or say anything in anger...rule number one...always sound and "be" reasonable and accommodating (even when the situation makes you want to punch somebody in the nose...This is all advice my own Lawyer Dad gave me when I got out of college...)
2 :
It is impossible to say without reading the contract. If you state clearly what you were being paid to do, and when you were to be paid, you should not need an attorny, and will likely win an uncontested settlement. However, that doesn't guarantee they will pay you, and good luck collecting from the deadbeats.
3 :
First, I'm not a lawyer, so this isn't legal advice. Second, it's impossible to predict what can happen in court; even lawyers will tell you that. However, I do have 35 years of writing, editing, and publishing experience--newsletters, magazines, etc. OK. Most of what you describe has no bearing on the issue. The key sentence in your question is: "They had me ship directly to printer without reviewing/approving it themselves (despite my recommendation)." It was their responsibility to review what you sent the printer. It sounds as if they waived that responsibility. If so, then you should be off the hook. Additionally, didn't the printer provide a blueline or PDF proofs to them? If so, that would further strengthen your case, but even without that, if they declined to review the material, then the responsibility is on them. As a side note, if you're discounting $3,000 jobs to $1,500 and don't have enough money for a lawyer (look, you can get some legal coverage from outfits like PrePaid Legal for about $40 a month), then you might want to rethink your current career path. You're probably an excellent designer, but it takes business savvy--and the guts to stand up to toxic clients--to stay in business. Good luck.
4 :
Yes you will win, but you will need a lawyer because if you do it your self, it will drag out. I filed for a small claim and tried to deal with it myself but it dragged out for 2 years. I got a lawyer and he took care of it in 4 months. I garnished their wadges and finally got my money back. Also it depends on if they owe more than you will pay out of pocket to settle the case. Good luck.
5 :
First of all, I have to say that I am an attorney and I have to agree with some of the other comments. Specifically, there is no guarantee you will win. But it sounds like a pretty simple case because you are not getting paid for the work performed. More importantly, I wanted to comment on the comments this thing can be dragged out over time and you need to hire a lawyer. I do not necessarily agree with that comment because Small Claims Courts are just that ~ courts for small claims. They are designed to handle these types of disputes in a quick and efficient manner. They are also designed for people to address these disputes without having to get a lawyer (this does not mean you can't get one, or the other side can't get one because they can). I suggest you contact the local Justice of the Peace office for Fort Bend County. I am sure they are even on the web. When you call, they will tell you the method and manner of filing a small claims. You might be surprised how quickly this can get resolved. I am not saying it will be resolved in days, but it might take 60-90 days. Anyway, I hope this helps




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